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Our Strongest Members Deserve Exclusive Rewards!  

What Is a Financial Cooperative?

 Financial Cooperatives (also known as Co-Ops) operate under many names through-out the world. For example, in Africa they are known as SACCO for Savings and Credit Cooperative Organizations, in the Philippines they are called Credit Cooperatives, and in Latin American Countries they are called cooperativas de ahorro y crédito.  In the United States, Canada, and Australia, you know them as Credit Unions.

Regardless of what you call a Financial Cooperative, they all abide by the 7 Cooperative Principals and exist to provide discounted services or products to Co-Op members.

Why is it important to recognize your credit union as a cooperative?  Cooperatives are only as strong as their members’ participation. The stronger the participation, the more services and products credit unions can provide members of the Co-Op. 

Credit Unions continue to grow world-wide and in 2014, in the United States, credit unions celebrated over 100 million members of these financial cooperatives.

"The more cooperative we are, the more valuable we become ... the more prosperous we become."

The First Class Club rule is simple: if yo
u have ALL six services listed below, you are truly participating in the Co-Operative spirit: therefore we invite you to choose a single reward each year.


  1. Checking Account with Direct Deposit
  2. Debit Card
  3. Two eServices
  4. Auto Loan
  5. Visa Credit Card or Personal Line Of Credit
  6. Savings Club with auto transfer/allotment per week/month

Rewards! (choose one per year):

  • A .25% discount on new loan rate
  • Up to $100 in fees refunded (per year)
  • One year free coin-counting
  • $25 Visa Gift Card
  • FCC Adidas Golf Shirt  (men's & women's sizes)

Think you may belong?  Want to know more?  Feel free to check with any Account Manager to see what you service you need to qualify for the First Class Club !  Exclusively at Carolina Postal Credit Union.

"The more cooperative we are, the more valuable we become ... the more prosperous we become."







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