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Loans - click here to Apply Online now!  

For a Calculator click here.

Carolina Postal Credit Union offers a full range of loan products, from personal loans to mortgages, from auto loans to credit cards. And because credit unions are not-for-profit financial cooperatives, we offer some of the lowest interest rates around.


Click on the appropriate link below to apply for a personal, auto or Visa Credit Card loan in the manner most convenient for you:


Please review our current rates by accessing our Rates page.  Try our Easy Loan Calculator here.

Promotional Loans (Switch & Ditch, Holiday Loans etc) may not be combined with any other offer.

*Please Note:  To process your Online Lending Site application(s), additional information will be needed, including your most recent pay stub and a completed (and signed) credit application.  Your signature on our Loanliner application(s) and additional disclosures will also be required before funding the loan.  You will hear back from us within 2 Business Days on Online Lending Site applications.

Mail to:                              Fax to: 704.392.4489               For Information on Joining CPCU Click Here
Lending Center 
Carolina Postal Credit Union
3601 Mulberry Church Road
Charlotte NC 28208

Payment Protection
CPCU has several options for Payment Protection for your loan:

  • Credit Disability - Makes loan payments up to the policy limits should you become totally disabled
  • Mechanical Repair Coverage - Eliminates financial burden for unexpected auto mechanical breakdowns
  • Guaranteed Asset Protection (GAP) - A total vehicle loss will not create a financial burden


Charlotte (704) 392-3418 - Winston-Salem (336) 723-1024

High Point (336) 882-3926 - Greensboro (336) 292-8340 - Hickory - (828) 328-4529

Toll Free (800) 865-0445












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