Rates

Rates as of  October 20, 2008 subject to change

To Apply for a Loan click Here - To Open an Account or Join click Here

As of October 3, 2008, all savings/deposit accounts at CPCU are insured up to $250,000 by the NCUA.

Loans	APR*
New and Used Vehicle Loans – including Motorcycles, Jet Ski and RV’s	6.99 – 14.99%
Personal Loans	10.99 – 18.00%
Co-Maker Loans	18.00%
VISA Classic Credit Card	10.90%
VISA Platinum Credit Card	9.90%
Variable and Adjustable Rate Mortgage Loans	Rates will vary, please call for details
Home Equity Lines of Credit	Rates will vary, please call for details

Certificates	Minimum  Deposit	Dividend  Rate	APY*	Term
6 month Certificate	$500	2.85	2.88	6
12 month Certificate	$500	3.05	3.09	12
6 month Certificate	$10,000	2.90	2.93	6
12 month Certificate	$10,000	3.15	3.19	12
6 month Jumbo Certificate	$50,000	2.95	2.98	6
12 month Jumbo Certificate	$50,000	3.25	3.29	12

Savings	Minimum Balance	Dividend Rate	APY*
Savings Account - with balances of $25 - $2,500	$25.00	.25	.28
Savings Account - with balances of $2,500 - $10,000		.75	.753
Savings Account - with balances of $10,000 or more		1.00	1.005
Christmas Club and Life Savings Insurance Accounts		1.00	1.005
Checking Account		.25	.28
IRA's (Individual Retirement Account)		3.00	3.045
Money Market Account - balances with $500 - $24,999		2.25	2.275
Money Market Account - balances with $25,000+		2.85	2.891

To Join CPCU or Open an Account click Here

*APY = Annual Percentage Yield. Rates and terms may change without notice. Certificate rates may change weekly and without notice. You will receive a quarterly statement showing any and all transactions made on your accounts. The above rates are variable and are subject to change after the account has been opened. The APY is based on the assumption that minimum balance and other requirements will be met. A penalty will or may be imposed for early withdrawal on specific accounts. Any fees applied to the accounts can reduce the earnings on the accounts. Your statement will show the actual Annual Percentage Yield Earned (APYE). This may be different from the APY if the actual conditions are different from the above assumptions. Please check your Member Services Agreement Booklet for additional terms and conditions.