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Loans| Savings| Certificates
Click here for our loan calculator.
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Rates as of July 1, 2008 - subject to change
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Loans
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APR*
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New and Used Vehicle Loans –
including Motorcycles, Jet Ski and RV’s
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6.99 – 14.99%
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Personal Loans
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10.99 – 18.00%
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Co-Maker Loans
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18.00%
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VISA Classic Credit Card
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10.90%
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VISA Platinum Credit Card
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9.90%
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Variable and Adjustable Rate Mortgage Loans
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Rates will vary, please call for details |
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Home Equity Lines of Credit
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Rates will vary, please call for details |
*APR = Annual Percentage Rate. Rates and terms may change without notice.
Rates are based on your creditworthiness at the time of application.
There may be special rates or programs available. Please ask an Account Manager for details.
Payment examples below are for principle and interest only. Amount does not include taxes or insurance.
Rates as of July 1, 2008 - subject to change
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Certificates
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Minimum
Deposit
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Dividend
Rate
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APY*
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Term
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6 month Certificate
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$500
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3.10
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3.14
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6
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12 month Certificate
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$500
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3.20
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3.24
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12
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| 6 month Certificate |
$10,000
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3.15
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3.19
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6
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| 12 month Certificate |
$10,000
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3.30
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3.34
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12
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| 6 month Jumbo Certificate |
$50,000
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3.20
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3.24
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6
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12 month Jumbo Certificate
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$50,000
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3.35
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3.39
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12
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*APY = Annual Percentage Yield. Rates and terms may change without notice. Certificate rates may change weekly and without notice. You will receive a quarterly statement showing any and all transactions made on your accounts. The above rates are variable and are subject to change after the account has been opened. The APY is based on the assumption that minimum balance and other requirements will be met. A penalty will or may be imposed for early withdrawal on specific accounts. Any fees applied to the accounts can reduce the earnings on the accounts. Your statement will show the actual Annual Percentage Yield Earned (APYE). This may be different from the APY if the actual conditions are different from the above assumptions. Please check your Member Services Agreement Booklet for additional terms and conditions.
30 yr. fixed mortgage payment example: With an interest rate of 7% APR, monthly payment would be $666 on $100,000 loan.
15 yr. fixed mortgage payment example: With an interest rate of 6.75% APR, monthly payment would be $886 on $100,000 loan.
| Savings |
Minimum
Balance
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Dividend
Rate
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APY*
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Savings Account - with balances of $25 - $2,500
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$25.00
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.25
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.25
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Savings Account - with balances of $2,500 - $10,000
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.75
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.753
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Savings Account - with balances of $10,000 or more
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1.00
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1.005
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Christmas Club and Life Savings Insurance Accounts
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1.00
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1.005
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Checking Account
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.50
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.50
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| IRA's (Individual Retirement Account) |
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3.00
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3.045
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| Money Market Account - balances with $500 - $24,999 |
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2.25
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2.275
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| Money Market Account - balances with $25,000+ |
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2.85
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2.891
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