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Rates

Rates are subject to change - please call CPCU to verify specific accounts/loans.

To Apply for a Loan click Here - To Open an Account or Join click Here

As of October 3, 2008, all savings/deposit accounts at CPCU are insured up to $250,000 by the NCUA.

Loans - Effective December 9, 2009

APR*

New and Used Vehicle Loans –

including Motorcycles, Jet Ski and RV’s

6.99 – 14.99%

Personal Loans

10.99 – 18.00%

Co-Maker Loans

16.00%

VISA Classic Credit Card

10.90%

VISA Platinum Credit Card

9.90%

Variable and Adjustable Rate Mortgage Loans

Rates will vary, please call for details
Home Equity Lines of Credit

Rates will vary, please call for details

Switch & Ditch Auto Loan Promo

Rates as low as 5.99%

Certificates - Effective June 21, 2010

Minimum

 Deposit

Dividend

 Rate

APY*

Term

6 month Certificate

$500

1.05

1.06

6

12 month Certificate

$500

1.20

1.21

12

6 month Certificate

$10,000

1.10

1.11

6

12 month Certificate

$10,000

1.25

1.26

12

6 month Jumbo Certificate

$50,000

1.15
1.16

6

12 month Jumbo Certificate

$50,000

1.30

1.31

12

Savings - Effective July 1, 2010

Minimum

Balance

Dividend

Rate

APY*

Savings Account - with balances of $25 - $2,499

$25.00

.25

.26

Savings Account - with balances of $2,500 - $10,000

 $2,500

.25

.26

Savings Account - with balances of $10,000 or more

 $10,000

.75

.76

Holiday Club

        -

.25

.26

Checking Account

        -

.25

.26

IRA's (Individual Retirement Account) $0 - $5,000
        -

1.65

1.66

IRA's $5,000.01 - $30,000
 $5.000.01  1.70  1.71
IRA's $30,000.01 - $100,000
 $30,000.01  1.75  1.76
IRA's $100,000.01 +
 $100,000.01 1.80  1.81
Money Market Account - balances with $500 - $24,999
  $500 

.90

.91

Money Market Account - balances with $25,000+  $25,000

1.15

1.16

Life Savings Insurance Accounts         -    .75  .76

 

To Join CPCU or Open an Account click Here

 

*APY = Annual Percentage Yield. Rates and terms may change without notice. Certificate rates may change weekly and without notice. You will receive a quarterly statement showing any and all transactions made on your accounts. The above rates are variable and are subject to change after the account has been opened. The APY is based on the assumption that minimum balance and other requirements will be met. A penalty will or may be imposed for early withdrawal on specific accounts. Any fees applied to the accounts can reduce the earnings on the accounts. Your statement will show the actual Annual Percentage Yield Earned (APYE). This may be different from the APY if the actual conditions are different from the above assumptions. Please check your Member Services Agreement Booklet for additional terms and conditions.

30 yr. fixed mortgage payment example: With an interest rate of 7% APR, monthly payment would be $666 on $100,000 loan.15 yr. fixed mortgage payment example: With an interest rate of 6.75% APR, monthly payment would be $886 on $100,000 loan.
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