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Rates

 

Rates are subject to change - please call CPCU to verify specific accounts/loans. 
Loans are subject to credit approval, certain restrictions apply.  Finance your next new or used car here or refinance from a bank (Switch & Ditch refi's are a promotional offer and may not be combined with any other offer).

All savings/deposit accounts at CPCU are insured up to $250,000 by the NCUA.

Loans - Effective May 2013

APR*

New and Used Vehicle Loans –

including Motorcycles, Jet Ski and RV’s

 

 

3.99 – 16.00%

Personal Loans

9.99 – 18.00%

Co-Maker Loans

16.00%

VISA Classic Credit Card

as low as 10.90%

VISA Platinum Credit Card

as low as 9.90%

Variable and Adjustable Rate Mortgage Loans

Rates will vary, please call for details
Home Equity Lines of Credit

Rates will vary, please call for details

Switch & Ditch Re-Fi Promo

Rates as low as 3.99%

Certificates - Effective March 1, 2013

Minimum

 Deposit

Dividend

 Rate

APY*

Term

6 month Certificate

$500

.40 .40

6

12 month Certificate

$500

.50 .50

12

6 month Certificate

$10,000

.45 .45

6

12 month Certificate

$10,000

.60 .60

12

6 month Jumbo Certificate

$50,000

.50 .50

6

12 month Jumbo Certificate

$50,000

.70 .70

12

Savings - Effective August 22, 2012

Minimum

Balance

Dividend

Rate

APY*

Savings Account - with balances of $25 - $2,499

$25

.25

.25

Savings Account - with balances of $2,500 - $25,000

 $2,500

.25

.25

Savings Account - with balances of $25,000.01+

 $25,000

.35

.35

Savings Club Accounts (Holiday, Vacation, Back to School, Tax Time)

        -

.10

.10

Checking Account (Free Checking!)

        -

.05

.05

IRA's (Individual Retirement Account) $0 - $5,000
        -

1.00

1.00

IRA's $5,000.01 - $30,000
 $5.000.01  1.00  1.00
IRA's $30,000.01 - $100,000
 $30,000.01  1.00  1.00
IRA's $100,000.01+
 $100,000.01 1.00  1.00
Money Market Account - balances with $500 - $100,000
  $500 

.40

.40

Money Market Account - balances with $100,00.01+
 $25,000

.60

.60

Life Savings Insurance Accounts         -    .35  .35

 

To Join CPCU or Open an Account click Here

 

*APY = Annual Percentage Yield. Rates and terms may change without notice. Certificate rates may change weekly and without notice. You will receive a quarterly statement showing any and all transactions made on your accounts. The above rates are variable and are subject to change after the account has been opened. The APY is based on the assumption that minimum balance and other requirements will be met. A penalty will or may be imposed for early withdrawal on specific accounts. Any fees applied to the accounts can reduce the earnings on the accounts. Your statement will show the actual Annual Percentage Yield Earned (APYE). This may be different from the APY if the actual conditions are different from the above assumptions. Please check your Member Services Agreement Booklet for additional terms and conditions.

**Promotional offers (such as Switch & Ditch, Holiday Loans etc) cannot be combined with any other offer.

30 yr. fixed mortgage payment example: With an interest rate of 7% APR, monthly payment would be $666 on $100,000 loan.15 yr. fixed mortgage payment example: With an interest rate of 6.75% APR, monthly payment would be $886 on $100,000 loan.
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