Membership

United States Postal Employees that work or reside in North Carolina. This also includes retirees of the USPS who reside in the state of North Carolina.
All United States Postal Employees who work in the following South Carolina counties: York, Chester, Cherokee, Lancaster and Chesterfield.
United States Government Employees who work in or are supervised within the state of North Carolina. This also includes retirees of the United States Government who reside in the state of North Carolina.
Federal Employees Members of record of Charlotte Area Federal Employees Federal Credit Union.
Members of the Capitol Atlantic Area NAPS (National Association of Postal Supervisors).
Immediate family members of all of those listed are also eligible for membership. Immediate family members are considered: spouse, child, sibling, parent, grandparent or grandchildren. Immediate family members also include stepparents, stepchildren, step-siblings and any adoptive relationships.
Anyone who resides in the household of an eligible member is also eligible for membership.
Employees of Carolina Postal Credit Union.

Our Membership Policy is simple Once A Member, Always A Member. If your employment should terminate or you relocate you may remain a member of CPCU. In the event of your death, family members may also remain members.

It is important to keep CPCU informed of any changes of address, name, marital status, etc. You are mailed statements on your account on a regular basis as well as tax information.

CPCU's policy states that "any member who causes the credit union a loss will have their membership privileges revoked and all further services will be withheld until full restitution is made."

We view these services as privileges of membership in our credit union. If a loss has been incurred by CPCU, your membership would not be considered "in good standing".