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Who Can Join?

No Annual Membership Fee!  No Monthly Membership Fee

Not a Postal (USPS) employee?  That's OK.  Choose the North Carolina Consumer Council as your membership eligibility and get your first year's NCCC membership free!

CPCU is not just Postal or Federal anymore!

To join CPCU click hereTo Join ONLINE click here.

Our Membership Policy is simple Once A Member, Always A Member. If your employment should terminate or you relocate you may remain a member of CPCU. In the event of your death, family members may also remain members.

It is important to keep CPCU informed of any changes of address, name, marital status, etc. You are mailed statements on your account on a regular basis as well as tax information.

What if anything would cause the loss of my membership rights?

CPCU's policy states that "any member who causes the credit union a loss will have their membership privileges revoked and all further services will be withheld until full restitution is made."

Services affected include but are not limited to:

  • Checking Account (Share Draft)
  • ATM/Debit Cards
  • Loans
  • Credit Cards
  • Safe Deposit Box Rental
  • Check Cashing

We view these services as privileges of membership in our credit union. If a loss has been incurred by CPCU, your membership would not be considered "in good standing".

All savings/deposit accounts at CPCU are insured up to $250,000 by the NCUA.

As your Local Financial Co-operative and Credit Union, we offer Free Checking, 30,000 Surcharge Fee ATMs, 5,000 Shared Branches, Free Debit Card, LOW Auto Loan Rates, Fixed Rate Visa Credit Cards, Family Accounts, Savings Club Accounts (Holiday, Vacation, Tax Time, Back to School), CDs, IRAs, Money Market Accounts, Free Online Banking which includes Bill Pay and Mobile Deposit!



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