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Visa Credit Cards & Scorecard Rewards

How's this for Clarity?

Banks are looking for more fee income so watch out for:

  • Sudden Rate Increases
  • Changes in your Due Dates
  • "New" add-on Fees
  • If this makes you want to pull your hair out, we can help. 

Look at the box below for our up-front ALWAYS CLEAR Visa Credit Card interest rates and fees (or lack there-of).  CPCU has always been the clear choice for smart consumers.

CPCU Visa Fixed Rates, Costs and Fee Information

 

TYPE

 

Annual Percentage Rate (APR)

 

Penalty APRs

 

Grace Period for Purchases

Method of Computing Balance for Purchases

 

Annual Fees

 

Minimum Finance Charge

 

Late Payment Fee

 

Balance Transfer Fee

 

Over the Limit Fee

 

VISA CLASSIC

 

10.9% APR

 

NONE

 

25 Days

Average Daily Balance

 

NONE

 

NONE

 

NONE

 

NONE

 

NONE

 

VISA PLATINUM

 

9.9% APR

 

NONE

 

25 Days

Average Daily Balance

 

NONE

 

NONE

 

NONE

 

NONE

 

NONE

 

The information about the costs of the cards described above is accurate as of July 1, 2010.  This information may have changed after that date.  To find out what may have changed please contact the credit union.

Click here to Apply! 

Contact an Account Manager today to transfer your current bank credit card balances to a CPCU Visa Credit Card!

For information on Credit Counseling Services click here or call 1.888.594.9596.


Visa Credit Cards & Scorecard Rewards  Carolina Postal Credit Union offers a VISA Credit card that is just right for you. It’s reliable, convenient and a low cost way to purchase things on credit. Compare the CPCU Visa Card to other bank credit cards with high annual fees and ever-changing rates. CPCU offers two cards that will fit your needs, Platinum & Classic.

                               VISA CLASSIC                   as low as 10.9% APR*

                               VISA Platinum                    as low as   9.9% APR* 
CPCU offers limits up to $10,000, no annual fee, convenient cash advance capabilities, 25-day grace period on purchases and friendly local service.
 
Convenient
The CPCU Visa Card is accepted at millions of merchants worldwide. It is also available for cash advances at ATM’s.

Apply?  Click here.

Access Your Account Online?  Click here.

CPCU Visa ScoreCard Rewards!

Not only can you get one of the best deals around on your Carolina Postal CU Visa credit card, we've just upgraded your card to ScoreCard rewards!  Every purchase you make with your CPCU Visa credit card earns you valuable Bonus Points you can redeem for brand-name merchandise and exciting travel rewards.  Check out Gifts & Gadgets or Exciting Travel Adventures at www.scorecardrewards.com.  For personal travel assistance you may also call 1.800.842.3006.


Charlotte (704) 392-3418 - Winston-Salem (336) 723-1024

High Point (336) 882-3926 - Greensboro (336) 292-8340

Toll Free (800) 865-0445 


Report Lost or Stolen VISA Cards

To report a lost or stolen VISA Card, call (704) 392-6971 or toll free at (877) 392-6971.

 

*APR = Annual Percentage Rate. Rates and terms subject to change without notice.


 

 


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