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Just for CPCU Members!

Receive up to $2,500 in cash when you buy or sell your home through Real Estate Rewards, a nationwide referral program. For more information, call (866) 239-7759 or email info@realestaterewards.org. 

CPCU Mortgages
Whether you are looking to purchase your dream home or refinance it from another lender, CPCU has a full range of mortgage products to meet your needs. We are committed to making your mortgage experience enjoyable and efficient.
  • NO Points 
  • NO Origination Fees
  • NO Application Fees
  • NO Pre-payment Penalties
  • NO PMI
How is that for a great deal?
 
Variable Rate Mortgages:
Initial fixed monthly payments (usually lower than the Fixed Rate Mortgage)
Rate and payments are subject to change after initial fixed period
30 year amortization
No pre-payment penalty
 
100% Mortgages:
Maybe you want to purchase your first home or don't have a large down payment, CPCU can help. We offer a 100% Mortgage for homes up to $150,000. Best of all we don't charge you Primary Mortgage Insurance, like a number of other companies.
 
No Floor Mortgage:
No Floor means just that. Your interest rate can go as low as the market dictates. Our No Floor Mortgage is tied to the 6 month T-bill. We take the current rate and add 1%. Your mortgage rate is adjusted each year (January) and go up a maximum of 1% annually and 6% for the lifetime of the loan.
 
Call us in Charlotte at (704) 392-3418 or (800) 865-0445, in Winston-Salem at (336) 723-1024 or in High Point at (336) 882-3926
 
*APR = Annual Percentage Rate. Rates and terms subject to change without notice.
Payment examples below are for principle and interest only. Amount does not include taxes or insurance.
30 yr. fixed mortgage payment example: With an interest rate of 7% APR, monthly payment would be $666 on $100,000 loan.
15 yr. fixed mortgage payment example: With an interest rate of 6.75% APR, monthly payment would be $886 on $100,000 loan. 
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