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Auto Loans - Click Here to Apply ONLINE

Monday Morning "Signer's Regret?"  Did you 'get taken' at the Dealers? - CPCU can refinance your loan into a better rate & term for you!  Call us at 1-800-865-0445

Car shopping in the evening or during the weekend?  Call before you go shopping to get pre-approved.  1-800-865-0445

I Love My Credit Union - discounts for Credit Union Members

Some of the major American Car manufactors are offering additional discounts on their vehicles for credit union members through the "I Love My Credit Union Rewards" member benefits program.  We strongly encourage members to get your auto loan PRE-APPROVED with Carolina Postal Credit Union before visiting the dealership.


We can lower your Monthly Auto Loan Payment that's at another Lender- while Increasing your Credit Score and Saving you Money!  And while we are doing that for you, we'll provide you with your own CSA - Credit Score Analysis!

Click Here for our Mini-App

*Please Note:  To process your Online Lending Site, additional information will be needed, including your most recent pay stub and a completed (and signed) credit application.  Your signature on our Loanliner application(s) and additional disclosures will also be required before funding the loan.


At some point in our lives, we've all needed a own this bumper sticker - click here!hoopty.  Maybe it's for a second job, a rural route, or your teen-ager's very first car.  If you're hoopty-ready, we can help. Whether you have great credit, shaky credit or if you're a first-time borrower, we have options for you.

Four ways to finance your Hoopty at CPCU:

  1. Great Credit?  Personal Loan
  2. OK Credit?  Personal Loan, Share-secured Loan, or Co-maker Loan
  3. Shaky Credit?  Shared-secured Loan or Co-maker loan.
  4. Teenager's first car?  Share-secured loan, or installment loan co-signed by a parent, grandparent or guardian

If you currently own a hoopty, have owned a hoopty, or have a funny hoopty story to share - be sure and check out the "I love my Hoopty" Blog.  Just click here to read our members' stories about their hoopty, view favorite hoopty photos and listen to our very own "I love my Hoopty" Rap & Dance Tune!

To qualify for a hoopty loan you must have a sense of humor and an appreciation of hooptys.  Loans are subject to credit approval and cannot be combined with any other offer.

Credit Union Auto Buying Service

No Time to Look for a Car? Hate the Hassle? Want to Save Money?
Use Carolina Postal Credit Union's Free Auto Buying Service!  Get your auto loan pre-approved through CPCU and then CUABs can:

  • Search for the car you want
  • Negotiate the deal, which could save you thousands of dollars
  • Deliver the car to your home, office, or CPCU Branch (Limited delivery area)

And the Credit Union Auto Buying Service is free!

Need to Check out the value of your current Car? 

Click here for NADA book value! 

*Rates are subject to change.  Promotional offers cannot be combined with any other offer.  Certain Restrictions may apply.  These are NOT pre-approved offers.  Loans are subject to credit approval.  Your loan rate may be higher than the advertised rate due to your credit history and qualifications.  These are limited time offers and cannot be combined with other offers. 

Charlotte (704) 392-3418 - Winston-Salem (336) 723-1024

High Point (336) 882-3926 - Greensboro (336) 292-8340 - Hickory - (828) 328-4529

Toll Free (800) 865-0445

Save some $$$ and help Save the Earth with the CPCU Hybrid Auto Loan! 

Check out the CPCU Hybrid Auto Loan.  Buying a hybrid or alternative fuel vehicle is a smart choice, and with CPCU's new program it just got even smarter!  CPCU members purchasing a hybrid or alternative fuel vehicle now get a 1% discount off our already low auto rates!  And when you close on your Hybrid Loan, CPCU will donate a "Gift of Green" in your honor from BeGreenNow. 

This Gift of Green will plant a tree in your honor in the Kootenai National Forest in Montana.  With your hybrid loan, you may even qualify for a tax credit.  For details and eligible vehicles, visit the IRS website at www.irs.gov.  To apply for a loan, simply click here,  call 1.800.865.0445 or stop by your nearest branch.

Subject to credit approval, call CPCU for floor rate for this offer, limited offer cannot be combined with any other offer.  Available on new Hybrid/Alternative fuel vehicles as listed by IRS.  Must be previous, current or upcoming year model. and search for "Hybrid Vehicles."  For more information on Carbon-Friendly options visit www.BeGreenNow.com.


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