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 Bring us your auto loan from another financial institution and we'll switch it over to Carolina Postal. No hassles. No fees. No problem! Forget that high interest rate, we'll reduce your current rate by 2% and give you $50 cash on the close of the loan to help you with your next fill-up! The minimum loan amount we can finance is $5,000 and the minimum APR offered is 6.99%. Sorry, this offer cannot be combined with any other offer and is for a limited time only. Loans are subject to credit approval. Either call one of our friendly Loan Officers today or click here for an mail-in application.
Charlotte 704.392.3418 Winston Salem 336.723.1024 High Point 336.882.3926
I love My Hoopty! At some point in our lives, we've all needed a  hoopty. Maybe it's for a second job, a rural route, or your teen-ager's very first car. If you're hoopty-ready, we can help. Whether you have great credit, shaky credit or if you're a first-time borrower, we have options for you.
Four ways to finance your Hoopty at CPCU:
- Great Credit? Personal Loan
- OK Credit? Personal Loan, Share-secured Loan, or Co-maker Loan
- Shaky Credit? Shared-secured Loan or Co-maker loan.
- Teenager's first car? Share-secured loan, or installment loan co-signed by a parent, grandparent or guardian
If you currently own a hoopty, have owned a hoopty, or have a funny hoopty story to share - be sure and check out our I love my Hoopty Blogspot. Just click here to read our members' stories about their hoopty and to view favorite hoopty photos!
To qualify for a hoopty loan you must have a sense of humor and an appreciation of hooptys. Loans are subject to credit approval and cannot be combined with any other offer.
New! Save some $$$ and help Save the Earth! Introducing our new Hybrid Auto Loan from CPCU! Buying a hybrid or alternative fuel vehicle is a smart choice, and with CPCU's new  program it just got even smarter! CPCU members purchasing a hybrid or alternative fuel vehicle now get a 1% discount off our already low auto rates! And when you close on your Hybrid Loan, CPCU will buy a "Gift of Green" in your honor from BeGreenNow.
This Gift of Green will plant a tree in your honor in the Kootenai National Forest in Montana! With your hybrid loan, you may even qualify for a tax credit! For details and eligible vehicles, visit the IRS website at www.irs.gov and search for "Hybrid Vehicles." For more information on Carbon-Friendly options visit www.BeGreenNow.com. To apply for a loan, simply click here, or call 704.392.3418 or 1.800.865.0445 or stop by your nearest branch to apply.
Subject to credit approval, 6.99% is floor rate for this offer, limited offer cannot be combined with any other offer. Available on new Hybrid/Alternative fuel vehicles as listed by IRS. Must be previous, current or upcoming year model.
New and Used Vehicle Loans Whether you are shopping for a new or used vehicle, financing your loan at Carolina Postal Credit Union is your ticket to a substantial cost savings. We offer great low rates and convenient payment terms. Stop in and let us show you the cost savings difference of financing your loan at the Credit Union. Current rates.
 Need to Check out that value of your current Car? Click here for NADA book value!
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