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CPCU offers Teen members "Get with the Program" an easily followed plan that will enable you to build yourself a positive credit history.  By following the step-by-step program you will be able to sign for a loan - without mom or dad's co-signing (must be 18 in North Carolina) and create a solid Credit History & an excellent Credit Score before you graduate from College!


  • Save monthly until you reach $500 in your CPCU Savings Account
  • Apply for a ‘Secured’ $500 loan using your savings account as collateral
  • Deposit the $500 loan proceeds (cash) in your Savings Account


  • Set up automatic monthly Payments from your Savings Account using the $500 cash from the secured loan you just made!
  • Pay off $500 loan in ONE YEAR
  • Now you have a history of making loan payments On Time, Paying off a loan quickly (at very little cost to you) resulting in a positive Credit Score!

Call or email an Account Manager today to start you on Get With The Program

Access online games, information, contests, blogs and more .... and all are awesome resources for those pesky math & economic homework assignments!  Kirby Kangaroo is just for Elementary School Students, Claim your Youth  for Middle School  - as for Brass CU - why it's for High School, College and Beyond! 


NEW!  Carolina Postal Credit Union Smart Option Student Loan® by Sallie Mae®   

Once you've explored all financing options for your college education you may want to consider Private Funding:

Step 1 - Use FREE Money - fill out the Free Application for Federal Student Aid (FAFSA) to access need-based grants, and research & apply for scholarships

Step 2 - Explore Federal Loans - some Federal Loans are available regardless of need and offer students & parents low, fixed interest rates & flexible payment options.

Step 3 - Fill any Gaps with PRIVATE Student Loans.  One of the most popular options is the Smart Option Student Loan® by Sallie Mae® now available to members of Carolina Postal Credit Union!

Take control of your future. Solidify your college dreams by applying now for the CU Student HELP Smart Option Student Loan®!

Call 1-877-458-8285 or click here

The CPCU Iona Berry Memorial Scholarship was established in 2003, as a way to assist our members who want to further their education. CPCU believes strongly in giving back to its members and the communities it serves.

The Scholarship Committee can award three $1,000 scholarships, and four $500 scholarships per year. These student members demonstrate academic excellence, citizenship, community service and credit union participation.

2014 IBM Scholarships Winners:
Tracey Simpson & Kelaysia Weaver.  


2013 IBM Winners

Our $1000 Winners: 
William "Trey" Gibson, Morgana Shorter and Tracey Simpson.

Our $500 Winners: Janey Carrothers, Jasmine Carrothers, Crysenith Kirby and Kyle Onuma.

Congratulations to our 2012 Winners!


Our 2012 $1000 Winners: Madison Long, Katrina Webb, and Felicia Wharton.

Our 2012 $500 Winners:
Emily Marshall, Rickey Livingston, Tracey Simpson and Regan Spencer .

Congratulations to our 2011 Winners of the Iona Berry Memorial Scholarship!  $1,000 Winners:  Alfred Davis, Ashley Gleaton and Kyle Onuma.  $500 Winners: Madison Long, Henri Allgood, Alison Huddleston and Victoria Hoover.  We had the most applicants ever this year!  The competition was very tough - we commend every one that applied!

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